Financial literacy is increasingly recognised as an essential life skill for people from all backgrounds. Inadequate financial knowledge often leads to poor financial decisions that can have a disastrous effect on the well-being of individuals, families, and communities.

Following the success of the first Citigroup-INSEAD Financial Education Summit in Hong Kong in 2004, and to meet the growing demand for financial education programmes that reach different population segments, the 2005 Summit will focus on advancing financial literacy among both youth and adults in Asia Pacific at both national and grassroots levels.

•	Representatives of any public and private sector organisations that are interested in advocating, promoting, developing or delivering financial literacy/education programmes
•	Non-profits/NGOs and charitable foundations that support community programmes for youth, adults, women and families
•	Members of academia and educational institutions working on curriculum development or research related to economic/financial literacy
•	Regulatory authorities and other government bodies involved in increasing financial literacy levels
•	Professional, business or youth associations interested in financial education for their members
•	Organisations with financial advisory capabilities that could contribute to financial education